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  Do you have a pension plan from any of these companies?
  Allied Dunbar
Abbey Life
Abbey National Life
Alba Life
Barclays Life
Commercial Union
Clerical Medical
Co-Operative Insurance
Eagle Star
Equitable Life
Friends Provident
General Accident
Halifax Life
Legal & General
Liverpool & Victoria
Nat West Life
National Mutual
Norwich Union
Pearl Assurance
Phoenix Life
Royal London
Royal & Sun Alliance
Scottish Amicable
Scottish Life
Scottish Equitable
Scottish Mutual
Scottish Provident
Scottish Widows
Scottish Friendly
Standard Life
Sun Life
Windsor Life

Where are they now?
Unfortunately all but a few of the above now remain. Due to the over bearing rules and regulations that the government introduced in the 90’s and in this decade majority of the above companies have ceased trading, consolidated, merged or sold off their pensions ‘book’ to other companies. A lot of the above companies had very good plans for their day, but these are now not appropriate as modern pensions offer much better value, choice and flexibility.


Job Changes
Many people nowadays change jobs regularly. There are many reasons for this including pay rise, house move, redundancy etc. If they were members of their company’s pension scheme, then when they leave, their pension stays with that company. This means that people have small pension pots with many different employers.

Whilst the money is invested in the pension fund it is not managed with their change in status. Frequently these small pots are just forgotten! Furthermore the original adviser may have been made redundant or moved away, your pension plans are not given the attention they deserve. Because of the above pension plans under-perform. The danger is that if your plan is not managed properly you may not achieve financial security in the future.

To help you understand the extent of the problem which we call The Poor Performing Pension Pot™ – and to show you what can be done to potentially enhance the performance of your plan so you can strive for financial security we are offering you the Personal Pension Review.

Yes please, I want a Personal Pension Review, please send me more information>>>

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